Keep your exposure.
Unlock liquidity.

Explore borrowing against tokenized stocks and ETFs. Connect your wallet and calculate a potential loan while lending is being developed.

Non-custodial designClear calculation assumptionsExplore repayment scenarios

Borrowing calculator

Reference price $714.88
Loan-to-value (LTV)35%
10% · Lower risk55% · Higher risk

Calculated loan amount

$5,004.16
USDC
Collateral value
$14,297.60
Scenario borrowing limit · 50% max LTV
$7,148.80
Assumed variable APR
5.60% est.
Est. liquidation price
$384.94
Low liquidation riskHF 1.86

Approx. 46.2% price drop before liquidation. A larger buffer today. Falling prices and accrued interest can still put collateral at risk.

Calculation assumptions

Assumed liquidation threshold: 65%. Health factor = collateral value × threshold ÷ debt. Estimated APR = asset base APR + LTV × 0.04. Liquidation estimates exclude accrued interest, fees, slippage and oracle delays. Both stablecoins are assumed to equal $1. Borrowing limit and liquidation threshold are different parameters.

Your assets. More possibilities.

Liquidity in four clear steps

01 — THE PROCESS
01

Connect

Connect a compatible self-custody wallet.

02

Deposit collateral

Choose an eligible tokenized stock or ETF and deposit it into a collateral vault.

03

Borrow

Select your stablecoin amount while monitoring your LTV and liquidation risk.

04

Repay and withdraw

Repay the loan and accrued interest to unlock your collateral.

Proposed protocol flow.

Collateral catalog

Start with transparent, isolated markets

54 of 54 assets
Know your position

Understand your downside before you borrow

Stress-test a price move. See exactly how it changes your position.

Simulated price change−20%
0% · Unchanged−60%
Position after price changeWatch closely
$8,000.00
New collateral value · illustrative USD
Collateral
80%
Debt
35%

Bars are relative to the original collateral value.

New LTV43.8%
Health factor1.49
Safety buffer32.7%

$2,615.38 of remaining collateral value above liquidation. Interest, fees and execution delays are excluded.

If the value of your collateral falls far enough, part or all of it may be sold to repay the outstanding debt. Lower borrowing amounts provide a larger safety buffer.

Auto-ProtectPlanned feature

Protection that reacts before liquidation

Create automatic rules that can reduce your debt when your position approaches a selected risk level.

Alerts

Receive notifications when your health factor falls.

Partial Repay

Use available stablecoins from your wallet to reduce debt.

Auto-Deleverage

Sell a limited portion of collateral to protect the remaining position.

Configuration preview only. No monitoring, notifications or transactions are active. Protection cannot guarantee that liquidation will be avoided.

A more considered way to borrow

Built around control, not leverage for its own sake

Maintain market exposure

Access liquidity without immediately closing the entire position.

Self-custody first

Interact through your wallet and transparent smart contract infrastructure.

Clear risk visibility

See your health factor, liquidation price and safety buffer before confirming.

Flexible repayment

Repay partially or in full according to the rules of the selected lending market.

Clarity before commitment

Transparent about risk

Know what is planned. Understand what could go wrong.

Protocol safeguards

Planned · not implemented or audited
  • Conservative collateral parameters
  • Per-asset borrowing caps
  • Isolated lending markets
  • Oracle freshness checks
  • Emergency pause controls
  • Automated position monitoring
  • Independent smart contract audits before mainnet

Risks you should understand

  • Collateral prices can fall rapidly
  • Positions may be liquidated
  • Borrow interest rates may change
  • Onchain liquidity can become limited
  • Smart contracts may contain vulnerabilities
  • Tokenized securities may have jurisdictional restrictions
  • Stock Tokens do not necessarily grant shareholder rights

CapitalVault is not a savings account. Borrowing against volatile assets can result in partial or complete loss of collateral.

Build with us

Help shape safer onchain credit

Early access registration will open when product updates and account services are connected.

Registration is not open yet. No email addresses are collected.

The details matter

Good questions. Clear answers.

A few things to know about wallet access and borrowing.

Explore what your portfolio could do.

Connect your wallet and explore potential borrowing scenarios for tokenized stocks and ETFs.